Starter
€0/month
For freelancers and new companies
- 2 users, EUR · GBP · USD
- FX at 0.55% over mid-market
- 2 virtual cards
- €4 per international transfer
New Pay suppliers in 70 countries the same day
Business money without borders.
Hold 24 currencies, pay suppliers at 0.35% over the mid-market rate and give your team metal cards with limits you set — all from one account.
- 0businesses
- €0Bmoved each month
- 0Trustpilot
orra
•••• •••• •••• 4812
ANNA LEWIS
HARBOUR & PINE LTDVISA
HARBOUR & PINE LTDVISA
Trusted by importers, exporters and agencies including
Harbour & PineNorthwind TradingFieldnoteArcade ToysLumen HomeVoltra
Exchange
See exactly what your bank keeps.
Banks hide a 2–4% margin in the exchange rate. We show ours: 0.35% over mid-market, plus a fixed €2 fee. Rates refresh every 30 seconds.
Mid-market rate—
Orra fee (0.35% + €2)—
Typical bank (2.9%)—
You keep€0more than with your bank
Pricing
Plans that grow with you.
Grow
€29/month
For teams paying suppliers abroad
- 10 users, all 24 currencies
- FX at 0.35% over mid-market
- 20 metal & virtual cards
- 20 free transfers, then €2
- Approvals & Xero sync
Scale
€99/month
For finance teams and multi-entity
- Unlimited users & cards
- FX at 0.25% over mid-market
- 100 free transfers, then €1
- Multi-level approvals, API
- Named account manager
Security
Your money, locked down.
Safeguarded funds
Held in segregated accounts at tier-1 European banks, separate from Orra's own money.
Licensed & regulated
Orra Payments UAB is authorised by the Bank of Lithuania as an Electronic Money Institution (licence 61).
Approvals & 2FA
Biometric login, device approval and a second approver above your payment threshold.
SOC 2 Type II
Audited yearly by an independent firm. Reports available on request.
Customers
Finance teams sleep better.
Open an account in 10 minutes.
You'll need your company registration number and a photo ID for each director. Most accounts are approved within one working day.